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Excellence Family Funeral Plan

Our experienced and professional sales reps and accredited brokers provide you with the opportunity to do your financial planning face-to-face with the Excellence Family Funeral Plan.

By paying as little as R70 each month, you can make sure of a dignified burial for you and your loved ones. 

Did you know that our claims are paid within 48 hours or sooner?

 Basic support

Minimum premium

R70 per month

Maximum benefit (cover)

R75 000 for policyholder and spouse
R60 000 for all other dependants

Cover for your children
For their whole life, not just until they turn 21 years

yes

Stillborn and new-born baby cover
Cover for stillborn children, and new-born children are covered for their first 3 months

 yes

Affordable premiums
You can increase yearly to increase your benefits

yes

No underwriting, no medical questions
Easy acceptance

yes

Waiting period for natural death

yes – 6 months from the policy’s acceptance date

Waiting period for accidental death

immediate cover

Instant accidental death cover until the policy starts

yes - R5 000

Guaranteed insurance for your family
Without them having to pay any premiums for 5 years after your death

yes

Lives that can be covered 
Unlimited number of family members can be covered

you, your spouse, children and extended family members

Family income benefit
Income for your family for 6 months after your death

additional premium

Double pay-out on accidental death

additional premium

Guaranteed cash back
Receive money every 4 years even if you claim

additional premium 

Premium Waiver Plus
Guaranteed insurance for your family, without them having to pay any premiums after your death

additional premium 

Premium Waiver – retrenchment
Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job.

additional premium

Paid-up benefit 
The choice to not pay more premiums after you turn 65 and all policy benefits remain for all lives insured. There is a level or increasing paid-up option.

additional premium

Assupol On-Call
HIV/Aids assistance
General telephonic medical assistance – by a qualified nursing sister
Ambulance and other transport in a life-threatening medical emergency
Admission fee to a medical facility
Transport of the deceased and family members
Other benefits if the life insured dies
Trauma counselling
Tutor assistance to children
Information about financial matters
instantDiscounts™- if the life insured dies
Discount on funerals

yes

On-Call Plus
This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries™, electricity, transport and airtime.
Valid instantGroceries™ claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Boxer, Checkers, Pick n Pay and Shoprite.
Real convenience in a time of need

additional premium

Important:

  • Contract provisions will apply.