Excellence Family Funeral Plan

Assupol Life - there for you when the sun sets upon a life well lived.

This plan can be used to provide your whole family with funeral cover. Dependent lives that may be covered under your Excellence Family Funeral Plan include your spouse, children (adopted and stepchildren included), parents and parents-in-law and any other family member such as uncles, aunts, brothers, sisters, nephews and nieces, that are financially dependent on you.

BENEFITS

• The Funeral Benefit is the main benefit available to all Lives Assured and provides a lump sum on the death of the Life Assured.
• The Accidental Death Benefit provides a lump sum on the accidental death of the Funeral Benefit Life Assured (all Lives Assured qualify for this optional benefit).
• The optional Family Income Benefit provides for the payment of 10% of the Principal Life Assured's Funeral Benefit sum assured on a monthly basis for a period of 6 months on the death of the Principal Life Assured.
• The Premium Waiver Death Benefit is automatically included. Should the Principal Life Assured die, the Funeral Benefit and elected Accidental Death Benefit will be provided for free to all the Lives Assured on the Policy for a period of 5 years.
• The Cashback Benefit may be added as part of the Excellence Family Funeral Plan.
• Assupol On-Call is automatically included as part of the Excellence Family Funeral Plan. The Assupol On-Call benefit includes: transportation of the deceased, guaranteed hospital admission and medical, financial and tutor advice lines.

FEATURES

• Highly affordable, competitive and flexible premiums.
• The premium will be determined by your unique benefit needs.
• Cover growth may be elected, which means that you will be able to afford a decent funeral.
• Claims will be paid out within three working days of receiving all the necessary documentation.
• No waiting period for accidental death.
• Six month waiting period for death due to natural causes.
• Guaranteed acceptance. No blood tests needed.

IMPORTANT

Benefits are provided for life and will not cease once you turn 65, retire or leave your present employment.

Cover for children remain in force beyond their 21st birthday.

Absolute Advantage Family Funeral Plan

Assupol Life expanded its well-known family funeral plan to include more than just funeral benefits. At Assupol Life we believe that our policyholder should benefit from their policies while still alive.

A choice of funeral cover for yourself, your spouse and your children between R3 000 and R20 000 is available.

The following optional benefits may be elected:

• No Claim Bonus benefit after 3 claim-free years.
• Accident Death benefit is available for all Lives Assured.
• Premium Waiver – premiums cease should the Main Life Assured pass away.
• Family Income Benefit – R1000 per month is payable for 6 months after the death of the Main Life Assured.
• Your policy may be linked to inflation. Premiums will increase by 10% per annum and benefits by 6% per annum.
• Assupol On-Call offers services such as Trauma Counselling, Medical Advice, HIV/Aids Information Advice Line and Transportation of the Deceased.
• Extended Family Members up to the age of 80 years may be added to the funeral plan.

The Paid-Up feature, whereby premiums cease at age 65 of the Policyholder (and all benefits remain in-force), is automatically included at no additional cost if the Policyholder is younger than age 55 at the inception of the Policy.

NOTE: Benefits are provided for life and will not cease once you turn 65, retire or leave your present employment.